Life & Income Protection
A mortgage is a big financial responsibility - we can review your life and income protection requirements should life throw any unexpected events your way.
No-one wants to give the matter too much thought, but there is something very reassuring about knowing that if the worst were to happen, your mortgage and other debts would be repaid, meaning your family would be financially secure.
This is where life assurance can play a major part in protecting your family’s future.
You should also consider how your mortgage and bills would be paid if you were unable to work due to illness or injury. Experiencing a long-term illness or injury can be difficult enough on its own without the added pressure of money worries.
Help from the state is limited; Statutory Sick Pay is just £89.35* a week, and Jobseeker’s Allowance for those aged 25 and over amounts to £73.10* every two weeks (*correct as of 30th June 2018).
So, taking out an income protection plan makes good financial sense and means that when they are needed most, funds are available to ensure the bills continued to be paid.
Finding the Right Policy
Taking out the right policy needn’t be a daunting task and will bring peace of mind.
We can work with you to assess your needs to ensure you’re adequately protected against life’s unexpected and unwelcome events. As with all insurance policies, conditions and exclusions will apply.